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Can a Well-Spouse Get Help with Home or Assisted Living Care?

4/5/2023

 
Eulogy
VA Aid and Attendance Benefits: Can a Well-Spouse Get Help with Home or Assisted Living Care?

Caring for a loved one can be a challenging experience, especially if they require assistance with daily living activities. If your loved one is a veteran or a surviving spouse, they may be eligible for VA Aid and Attendance benefits to help cover the costs of home or assisted living care. However, what if you are a well-spouse? Can you also receive help with caregiving expenses? In this article, we will explore the eligibility requirements for well-spouses to receive VA Aid and Attendance benefits for home or assisted living care.


Eligibility Requirements for VA Aid and Attendance Benefits

Before we delve into the well-spouse provision, let's first discuss the eligibility requirements for VA Aid and Attendance benefits. To be eligible, your loved one must meet the following criteria:
  • They must have served on active duty for at least 90 consecutive days, with at least one day during a wartime period.
  • They must have received a discharge other than dishonorable.
  • They must require assistance with at least two activities of daily living, such as bathing, dressing, or eating.
  • They must have limited income and assets.

If your loved one meets these criteria, they may be eligible for VA Aid and Attendance benefits. However, as a well-spouse, you may also be eligible for assistance.


Understanding the Well-Spouse Provision

The well-spouse provision allows a veteran's spouse to receive VA Aid and Attendance benefits for their own care if they require assistance with daily living activities. This provision recognizes that caring for a loved one can be a full-time job and that well-spouses may also need assistance with their own care.
To be eligible for the well-spouse provision, you must meet the following criteria:
  • You must be the spouse of a veteran who meets the eligibility requirements for VA Aid and Attendance benefits.
  • You must require assistance with at least two activities of daily living.
  • You must have limited income and assets.

If you meet these criteria, you may be eligible to receive VA Aid and Attendance benefits for your own care. The amount of assistance you receive will depend on your specific needs and circumstances.

How the Well-Spouse Provision Works for Home Care

If you are a well-spouse and require assistance with daily living activities, you may be eligible for VA Aid and Attendance benefits to help cover the costs of home care. This can include in-home caregivers, home health aides, or other types of assistance.

To receive assistance for home care, you will need to provide documentation of your eligibility and the specific services you require. This may include medical records, a physician's statement, and other supporting documentation.

Once your eligibility has been verified, you may be eligible for up to $1,936 per month in VA Aid and Attendance benefits for home care. This can be a significant help for well-spouses who are struggling to provide care for their loved ones.

How the Well-Spouse Provision Works for Assisted Living Care

If you require more extensive care than can be provided at home, you may be eligible for VA Aid and Attendance benefits to help cover the costs of assisted living care. This can include nursing homes, assisted living facilities, and other types of residential care.

To receive assistance for assisted living care, you will need to provide documentation of your eligibility and the specific services you require. This may include medical records, a physician's statement, and other supporting documentation.

Once your eligibility has been verified, you may be eligible for up to $1,936 per month in VA Aid and Attendance benefits for assisted living care. This can be a significant help for well-spouses who are struggling to provide care for their loved ones in a residential setting.

How to Apply for VA Aid and Attendance Benefits

If you believe you may be eligible for VA Aid and Attendance benefits as a well-spouse, the first step is to gather all necessary documentation of your eligibility and the specific services you require. This may include medical records, a physician's statement, and other supporting documentation.

Once you have gathered all necessary documentation, you can submit an application for VA Aid and Attendance benefits. This can be done online through the VA's eBenefits portal, by mail, or in person at a VA regional office.

It is important to note that the application process can be complex and time-consuming. It is recommended that you seek assistance from a VA-accredited attorney or financial advisor to ensure that your application is complete and accurate.

Common Mistakes to Avoid During the Application Process

When applying for VA Aid and Attendance benefits, it is important to avoid common mistakes that can delay or deny your application. Some common mistakes to avoid include:
  • Failing to provide complete documentation of your eligibility and the specific services you require.
  • Failing to disclose all income and assets, which can disqualify you from receiving assistance.
  • Failing to seek assistance from a VA-accredited attorney or financial advisor, who can ensure that your application is complete and accurate.

By avoiding these common mistakes, you can increase your chances of receiving VA Aid and Attendance benefits as a well-spouse.

Other Financial Assistance Options for Caregivers

In addition to VA Aid and Attendance benefits, there may be other financial assistance options available to caregivers. These may include:
  • Medicaid: Medicaid provides assistance with healthcare costs for low-income individuals, including those who require long-term care.
  • Social Security Disability Insurance (SSDI): SSDI provides assistance to individuals who are unable to work due to a disability.
  • Supplemental Security Income (SSI): SSI provides assistance to low-income individuals who are age 65 or older, blind, or disabled.

By exploring these and other financial assistance options, caregivers can find the support they need to provide quality care for their loved ones.

VA-Accredited Attorneys and Financial Advisors

When applying for VA Aid and Attendance benefits, it is recommended that you seek assistance from a VA-accredited attorney or financial advisor. These professionals can provide valuable guidance and support throughout the application process, ensuring that your application is complete and accurate.

To find a VA-accredited attorney or financial advisor, you can visit the VA's website or contact your local VA regional office.

Conclusion

​Caring for a loved one can be a rewarding experience, but it can also be a challenging one. If your loved one is a veteran or a surviving spouse, they may be eligible for VA Aid and Attendance benefits to help cover the costs of home or assisted living care. As a well-spouse, you may also be eligible for assistance with your own care. By understanding the eligibility requirements and application process for VA Aid and Attendance benefits, you can provide the care your loved one needs while also taking care of yourself.

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    Author

    Steve Schafer is the founder of TheEulogyWriters and the author of hundreds of heartfelt, wonderful eulogies. He lives in Texas and has been writing eulogies for well over thirty years. The articles in this blog are designed to help people through the process of losing loved ones and exploring issues in the aging process.

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